Terms of Service

Last updated: May 16, 2026

These Terms of Service govern your use of CashFlow HK and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must discontinue your use of our services immediately. We reserve the right to modify these terms at any time, and your continued use of the website constitutes acceptance of any changes we make.

Acceptance of Terms

Your use of our invoicing and accounts receivable management resources constitutes your acceptance of these Terms of Service. We provide information, tools, and guidance on creating professional invoices, payment tracking, overdue follow-up procedures, and cash collection best practices specifically designed for Hong Kong small and medium enterprises. By using our platform, you acknowledge that you have read, understood, and agree to be bound by all provisions herein. These terms apply to all users regardless of how they access our services, whether through web browsers, mobile devices, or other technology platforms.

User Obligations

You agree to use our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the platform. Prohibited behaviour includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, disrupting the normal flow of dialogue within our website, and attempting to gain unauthorised access to our systems. You are responsible for maintaining the confidentiality of any account information and password provided to you by us. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorised use of your account or any other breaches of security.

Intellectual Property Rights

All content provided on our platform, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of our organisation or our content suppliers and is protected by international copyright laws. The compilation of all content on this website is the exclusive property of our organisation and is protected by international copyright laws. All software used on this website is the property of our organisation or our software suppliers and is protected by international copyright laws. You are granted a limited licence to access and use the content for personal, non-commercial purposes. Any reproduction, transmission, distribution, or storage of content without our prior written consent is strictly prohibited.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable to you in relation to the contents of, or use of, or otherwise in connection with, this website for any indirect, special, or consequential loss, or for any business losses, loss of revenue, income, profits, or anticipated savings. We provide our services on an “as is” basis without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information provided through our platform. While we strive to ensure that all invoicing and accounts receivable guidance is current and accurate, business practices and regulations in Hong Kong may change. You use our services at your own risk and assume full responsibility for any outcomes resulting from reliance on our information.

Termination of Services

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use the services will immediately cease. We may terminate accounts that violate these terms, engage in fraudulent activity, or breach any applicable laws. If we terminate your account due to your violation of these terms, you remain obligated for any outstanding liabilities. We also reserve the right to modify or discontinue our services at any time. Termination of your access will not relieve you of any obligations or liabilities incurred prior to such termination, particularly regarding payment obligations or breach of intellectual property rights.

General Provisions

These Terms of Service constitute the entire agreement between you and us regarding your use of our website and supersede all prior negotiations, representations, and agreements, whether written or oral. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Your failure to enforce any right or provision does not constitute a waiver of such right or provision. We may update these terms from time to time to reflect changes in our services, technology, legal requirements, or other factors. We will notify you of significant changes by updating the “Last updated” date at the top of this page. Your continued use following such modifications constitutes your acceptance of the updated terms.